Our 3-Step Process

Step One: Research
The first step is understanding your situation. Get copies of your credit report from each of the three major credit bureaus. It’s simple and free, following the directions included on our new client signup page.

Step Two: Analysis
Once we have your credit reports, we carefully review all your tradelines highlighting any derogatory items. Then, we’ll look deeper into the reasons behind every item adversely affecting your credit. Our main goal at this point is to identify any items that we believe can be successfully disputed, but we will also use the opportunity to explain the positive factors on your report so you can continue to build your overall credit.

Step Three: Resolution
Armed with the facts and strong explanations, we will dispute the negative items on your credit report with the credit bureaus. If the items we dispute are not corrected, we will again argue your case via repeat letters until we achieve the desired outcome.

123CreditFixed.com isn’t just our name, it’s how we get it done!